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Real Estate Appraisals


40 Danbury Dr., Suite 2
Methuen, Massachusetts 01844

see Resume here


Massachusetts real estate appraiser
Steve Keohane
U. S. Navy (Retired)
Massachusetts Licensed Real Estate Appraiser
MASL #2651
23 yrs full time real estate appraiser experience
E&O Insurance of $1 mil carried

- Member, MLS Property Information Network
- Lifetime member of Disabled American Veterans (DAV)
- Past member, Mass Board of Real Estate Appraisers
- Past member, National Association of Home Inspectors (NAHI)

Tel: (978) 258-7954
Email: Lawrence MA appraiser

Hours: 7 days
from 8:00 AM - 9:00 PM
(Eastern U.S. Time)

I Accept:
Checks, Cash, Money Orders

I am a leading provider of real estate appraisals for both individual homeowners and for the mortgage lending industry. With 23 years of experience in the business, I have a proven track record of fast, accurate and low cost appraisals

I cover most of Essex County and some of Middlesex County - north shore - the northeast corner of Massachusetts.

My primary area is a 20 mile radius from Methuen, although I have done appraisals in every town & city on the north shore.

Ask for Steve Keohane, USN (Retired). My Massachusetts Appraisal license is a very low number, because of my many years as a licensed appraiser. It is: MASL #2651

Additionally, I have had extensive home inspection training & Title V septic inspection experience - which helps me to frequently give a homeowner a free head's up to some things a buyer's home inspector may find out.

PLEASE CONTACT me by phone (978-258-7954) - any time up to 9:00 at night - even on weekends. You can also email me at the address above.


Full Single Family Appraisal (including Condo): $275

Multi-family (2-4 family): $375

I am are a leading provider of real estate appraisals for:

  • Primary and Secondary Mortgages

  • Mortgage Refinancing

  • Private Mortgage Insurance Removal

  • Estate Planning

  • Divorce Settlement

  • IRS purposes

  • Value Estimate - so you can sell yourself

  • Pre-Listing / before listing with a Broker

  • REO (foreclosure) appraisals
  • Home Equity Loan appraisals (HELOC)

    My investment in training and technology has helped my customers greatly reduce their workload. And since this process saves me money as well, I can keep my rates competitively low compared to anybody in the industry.

  • Short Turn-Around Times. Low rates.

  • Highest-Quality Appraisal Reports

  • On-line Status Reports

  • Electronic Ordering and Delivery

  • Competitive Pricing - among the lowest


see 1998 PMI Removal Law here


Counties I Cover
25% Middlesex - 80% Essex
see close-up map here

Cities/Towns covered & Fees

Fees below are for full single family & condo appraisals. 
2 - 4 family (multi family) fees range from $350 - $400

Fees are based on distance.

Amesbury $300 Melrose $300 Wilmington $275
Andover $275 Methuen $275 Winchester $300
Beverly $325 Merrimac $300 Woburn $300
Billerica $300 Middleton $300    
Burlington $300 Newbury $275  
Chelmsford $300 Newburyport $300    
Danvers $300 N. Andover $275    
Georgetown $300 N. Reading $300    
Groveland $300 Peabody $300    
Haverhill $275 Reading $300    
Lawrence $275 Rowley $300    
Lexington $300 Salisbury $300    
Lowell $275 Stoneham $300    
Lynn $300 Tewksbury $275    
Lynnfield $300 Wakefield $300    
Medford $300 W. Newbury $300        


massachusetts appraiser 


Real Estate & Mortgage News

Appraisal hypocrisy hits home, 6 DEC 14

By Jeff Lazerson, Special to USA TODAY

Before the mortgage meltdown and the resulting Great Recession, you paid a reasonable price for an appraisal, and your loan officer typically received a reasonable opinion of value that led to your purchase or refinance getting funded.

Not so much anymore. Swift and furious post-crisis reaction from regulators gave birth to the 2009 Home Valuation Code of Conduct or HVCC, and the 2010 congressionally passed Dodd-Frank Law (which made HVCC statutorily mute) making things far worse for you in terms of appraisal cost and resulting valuations.

FINISH READING this at: USAtoday



Home equity lines of credit come back in vogue, 30 NOV 14

-If you’re thinking about taking out a new home equity line, you’re hardly alone. Credit lines tied to home equity — known as HELOCs — are one of the fastest-growing segments in the mortgage market. Volume during the first half of 2014 is up by an extraordinary 21 percent compared with the same period last year, according to data collected by credit bureau Equifax.  FINISH READING at: Boston Herald

Watching Mortgage rates - as they have a large impact on the real estate market

Interest Rates:

To calculate average mortgage rates, Freddie Mac collects rates from lenders across the country on Monday through Wednesday of each week. Rates often fluctuate significantly, even within a single day. The rates do not include add-on fees, known as points. One point is equal to 1 percent of the total loan amount. 

Bookmark Freddie Mac's Weekly Interest Rate Survey (.xls file)